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Financial Risk Management and Advice

Periculum is a Financial Risk Management Advice practice.

Our advisers and staff have over 30 years of Financial services experience.  Our advice is focused on our client requirements. These requirements can be varied however generally we see our clients specifically wanting advice on how to successfully generate an asset base to fund their retirement.  We assist by providing projected outcomes to ensure strategies and decisions you make today will have a positive outcome. At Periculum our advisers provide Analysis, Research, Advice and Support.

Our focus is on all potential financial risks that are present personally, professionally or commercially. In other words if something happens to you personally what are the consequence's financially and how can we ensure you and your family are protected against financial hardship. We ensure you reach your potential no matter the circumstance. This applies to your professional and commercial ( business) lives equally. 

We are focused on your best outcome however we understand the foundation is critically important. 

We recommend in all circumstances obtaining advice prior to make decisions on your specific strategic goals, objectives and circumsyances.

So chat to us ! initial 30 minute discussion is free of cost or obligation 

Discover Our Expertise



Protect your Estate.

Our Insurance Philosophy

Periculum Risk Management has at its core the philosophy of achieving for their clients a Fully Funded Estate. This ensures we are focused on what the true risk is and how to mitigate it !

By definition our Fully Funded Estate means that our clients reach their retirement goals irrespective of pre-mature death, disability or misfortune. Our robust Fully Funded Estate process will protect you personally, professionally or in business.

We provide full market research, analysis to ensure the best possible outcomes are achieved for our clients


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Protect your Staff  and Business

We understand that managing a successful medical practice in today’s environment can be very complex, and without the right cover it can be a risky business.

Many practice managers and owners assume the doctor’s practitioner indemnity covers everything. Truth is, it doesn’t. Which means, the practice as a business entity could be at risk from legal action arising from privacy breaches, disgruntled patients, employee disputes, staff errors and more.

With Practice Indemnity Cover, your practice is properly covered against things you can’t control, like the actions of staff administering healthcare and unfavourable patient outcomes.

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Understand your exposure

At Periculum it is about ensuring that all potential risks whether physical or not are identified and mitigated either fully or partially.

By conducting a Risk Audit we will look at all aspects of Personal Risk, Business Risk and Professional Risk.

You will be provided with a Audit report and strategy to implement all necessary measures to protect yourself against loss.

Periculum Risk Management is full service from analysis through strategy and implementation through to ongoing review and advice.

We provide the peace of mind knowing that your Total Risk has been assessed and your strategy when fully implemented will provide the outcomes you want rather than the outcome you get ! 



Mike Donaldson: 0414 982 252

  • Risk Analysis & Strategy

  • Estate Planning

  • New Policies.

  • Initial Claims​


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